Interest Rates are on the rise and inflation is increasing the cost of household goods and gas.  With the unpredictability of an ever changing economy, it’s nice to have the security of a fixed interest credit card rate. Our secured MasterCard is uniquely suited for members looking to build credit for the first time or rebuild their credit. The secured MasterCard can be secured with funds from a share account or a CD. These funds determine the credit limit and are held as collateral against the credit limit of the card. Our Secured MasterCard has a fixed rate of 9.9% *APR. In addition to the fixed interest rate your credit card also includes the following features

  • No annual fees
  • No rate changes for cash advances
  • No cash advance fees
  • No late payment interest rate hikes
  • No balance transfer fees
  • Fixed rate for the life of the card

Star of Texas is uniquely focused on meeting the lending needs of ALL members, including providing specialized ITIN lending opportunities to help meet your lifestyle needs.

*APR=Annual Percentage Rate. Rates are subject to change without notice. Eligibility for lowest rate is subject to credit worthiness, risk score, and ability to repay. Prior Vacation and Holiday loans must be paid in full or refinanced as part of the new loan.