If you are purchasing new or used or looking to refinance a vehicle, Star of Texas Credit Union offers low rates and flexible terms.
*APR = Annual Percentage Rate.
**This offer applies only to auto loans refinanced from other financial institutions. Star of Texas Credit Union will reduce your current auto loan rate by 2% with a floor of our lowest rate. Subject to credit and underwriting qualifications, please contact a SOTCU loan officer for complete details.
Share & Certificate Secured Loans
These loans are the perfect way to build or rebuild your credit. Money can be pledged from any SOTCU share savings account or certificate of deposit* to secure the loan. Secured loans have a lower interest rate and are more flexible in terms.
Car repairs, debt consolidation, new furniture are only a handful of the many reasons you might need a personal loan. At Star of Texas Credit Union, we recognize this fact and want to do all we can to help you with all your lending needs. Our personal loan rate is 18% *APR for up to 24 months.
These loans are offered seasonally and at a low promotional rate. Contact one of our loan officers and find out what loan might be available.
Are you behind on some of your bills or have an emergency need? SOTCU is here to help you avoid going to pay day lenders who will charge you high interest rates and fees.
Rates as low as 9.90% APR*
A secured MasterCard is a great way to start building credit for younger members, but it is also a great way to repair your credit. The secured MasterCard can be secured with funds from a share account or a CD. These funds determine the credit limit and are held as collateral against the credit limit of the card. Our Secured MasterCard has a fixed rate of 9.9% *APR.
*APR=Annual Percentage Rate. Rates are subject to change without notice. Eligibility for lowest rate is subject to credit worthiness, risk score, and ability to repay. Prior Vacation and Holiday loans must be paid in full or refinanced as part of the new loan.