Savings Accounts

Whether you're saving for a major purchase, holiday expenses, or your child's education, Star of Texas Credit Union has a savings account to meet your needs.

Regular Saving

A share account is your basic savings account. A share account with a $10.00 dollar balance is needed in order for you to have membership in the credit union. With this account you are limited to 6 withdrawals per month with no fees. Dividends are compounded and paid quarterly.

Youth Saving Account

Looking to start a savings account for your son, daughter, grandchild? A youth account is a great start. Begin planning for their future by opening an account for them today!

Christmas Club Account

The Christmas Club Account offers a higher dividend rate than a regular share account. On November 1st the balance will be transferred to your regular share account. There is an early withdrawal fee of $10.00 per transaction.

Certificate of Deposit

Certificate of Deposits are available with a wide range of terms to fit your individual needs. Based on the term, dividends can be transferred to your share savings account, your checking account, compounded into the certificate or paid directly to you.

What is a Traditional IRA?

An Individual Retirement Account (IRA) is an account that is designed to help you save for your retirement. You can make contributions into the account to grow the balance. Depending on your income level and whether you participate in your employer's retirement plan, all or part of your contribution may be tax-deductible.

Contributions can be made to your traditional IRA up to the year you turn age 70.5, at which time you must begin taking required minimum distributions from the account. You can begin taking penalty-free withdrawals at age 59.5, but they will be taxed as ordinary income. There are also other exceptions that allow for penalty-free withdrawals.

Start planning for your retirement today and open an IRA.

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