Annual Percentage Rate (APR) Based on Your Credit
|TYPE||APR (Annual Percentage Rate)||TERMS
|New, Used, & Refinanced Vehicles||as low as 3.00%6||Subject to credit approval
|Signature/Personal Loans||as low as 11.90%||Subject to credit approval.
|Residential Mortgage||*Call for rates.||Call for terms
|Residential Lot/Land||*Call for rates.||Call for terms
|Investment Properties||*Call for rates.||Call for terms
|Christmas/Promo||as low as 11.90%||Subject to credit approval
|Credit Cards||as low as 9.90%||Subject to credit approval
All loans and rates are subject to credit approval and overall creditworthiness. Rates based on credit score and term length. Financing available up to 84 mos. on select collateral. “As low as” rates advertised assume 0-48 mos. terms with excellent credit. Call or contact the credit union for more information. Subject to change at any time with or without prior notice.
Loyal Star Member Discount!
Get an additional .25% APR discount on an Auto or Residential Loan when you open a new Checking account with at least a $50 deposit OR maintain an existing Checking Account in good standing with the credit union. The Checking account must be setup for automatic loan payments via ACH or Transfer. Certain exclusions apply. See terms and conditions below.*
*New members–must be eligible for membership to qualify. Current membership accounts must be in good standing with CU to qualify for promotion. Must have ACH from another financial institution setup for monthly loan payments or automatic internal transfer.
5As low as” advertised rates are based on credit score and term. Actual rates and terms are based on overall creditworthiness and subject to approval
6Does not include 0.25% “Loyal Star Member Discount” on loan rate. Please refer to loan department for details on promotion.
*APY= Annual Percentage Yield
**APR=Annual Percentage Rate
Star of Texas Credit Union Mastercard®
The SOTCU Mastercard® credit card gives you all the features you need, at the lowest rates we can offer.
Effective June 1st, 2021 SOTCU Mastercard®