Looking for a loan? View our current

LOAN RATES

TYPEAPR (Annual Percentage Rate)TERMS
New, Used, & Refinanced Vehiclesas low as 6.24%Subject to credit approval

Rates effective as of 9/26/2024.

Call credit union for most current rates. Subject to change with or without notice.

TYPEAPRTERMS
Signature Loans11.90%***
Personal Loans11.90%***

Rates effective as of 9/26/2024

Call credit union for most current rates. Subject to change with or without notice.

TYPEAPR (Annual Percentage Rate)TERMS
Residential Mortgage ARM7.50% APRCall for Terms
Residential Lot/Land ARM7.00% APRCall for Terms
Investment Properties ARM8.00% APRCall for Terms
Home Equity Loans6.75% APRCall for Terms

Rates effective as of 9/26/2024

Call credit union for most current rates. Subject to change with or without notice.

CardRate
Platinum Mastercard9.90%
Mastercard Gold12.50%
Classic Mastercard13.90%

Rates effective as of 9/26/2024

Call credit union for most current rates. Subject to change with or without notice.

EARN MORE WITH STAR OF TEXAS CREDIT UNION

SAVINGS & INVESTMENTS RATES

TERMAmounts of $1,000 - $49,999.99Amounts of $50,000 - $99,999.99APY Amounts of $100,000 +
APY**APY**APY**
3 Month0.80%0.90%1.00%
6 Month4.00%4.14%4.24%
9 Month4.25%4.49%4.49%
12 Month4.34%4.49%4.59%
18 Month4.44%4.59%4.69%
24 Month4.44%4.59%4.69%
36 Month4.00%4.00%4.00%
48 Month3.50%3.50%3.50%
60 month3.50%3.50%3.50%

Rates effective as of 9/26/2024

Share Certificates minimum amount to earn $1,000 unless otherwise stated under “Amount” row. Early withdrawal penalties apply is surrendered prior to term maturity.

12 MONTH CERTIFICATE SPECIAL: Limited time only. Special Promo for new money brought on deposit to Star of Texas Credit Union. Subject to change or expire with or without notice. Always check with SOTCU for current terms and conditions.

ACCOUNTDIVIDENDRATE*/APY**TERMS
IRA0.30% 30.30% 30.30% 3

 

Rates updated on 9/26/2024

ACCOUNTDIVIDENDRATE*/APY**TERMS
Money Market0.20%30.20%3$1,000 to $4,999
Money Market0.25%30.25%3$5,000 to $24,999
Money Market0.50%30.50%3$25,000 to $74,999
Money Market0.75%30.75%3$75,000 to $199,999
Money Market1.00%31.00%3$200,00 and up

Rates updated on 8/29/2024

ACCOUNTDIVIDENDRATE*/APY**TERMS
Christmas Club0.15% 10.15% 1Up to $5000

Rates updated on 9/26/2024

Rates