Star of Texas Credit Union has a savings account to meet your needs.

Putting money aside is a personal decision. Whether it’s for retirement, a large purchase you have planned, an unexpected emergency, next Christmas or your next vacation. We even have youth accounts for when it’s time to teach your little ones to save smart. Opening a savings account is quick and easy with our new online applications, no paperwork required!

  • Savings
  • Certificates of Deposit
  • Traditional IRA

Tell us what you’re looking to accomplish, and we’ll match you with the best option.

A share account is your basic savings account. A share account with a $10.00 balance is needed in order for you to have membership in the credit union. With this account you are limited to six (6) withdrawals per month with no fees. Dividends are compounded and paid quarterly.

Looking to start a savings account for your son, daughter, grandchild? A youth account is a great start. Begin planning for their future by opening an account for them today!

The Christmas Club Account offers a higher dividend rate than a regular share account. On November 1st the balance will be transferred to your regular share account. There is an early withdrawal fee of $10.00 per transaction.

Certificate of Deposits are available with a wide range of terms to fit your individual needs. Based on the term, dividends can be transferred to your share savings account, your checking account, compounded into the certificate or paid directly to you.

An Individual Retirement Account (IRA) is an account that is designed to help you save for your retirement. You can make contributions into the account to grow the balance. Depending on your income level and whether you participate in your employer’s retirement plan, all or part of your contribution may be tax-deductible.

Contributions can be made to your traditional IRA up to the year you turn age 70 ½, at which time you must begin taking required minimum distributions from the account. You can begin taking penalty-free withdrawals at age 59 ½, but they will be taxed as ordinary income. There are also other exceptions that allow for penalty-free withdrawals.

Start planning for your retirement today and open an IRA.


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