It’s a smarter way to manage your money while earning more!
Join the Star of Texas Credit Union family and earn more!
With 4 Star Rewards Checking, you can enjoy a checking account that works harder for you! Earn an impressive 4.00% APY on balances up to $15,000, all with no minimum balance and no monthly service fees. Take control of your debit card with the convenient Mobile Card Manager, enjoy unlimited check writing, and access your account nationwide through Shared Branching. It’s a smarter way to manage your money while earning more!
Why Star of Texas Credit Union?
2. Alliance of Austin Credit Unions -A cooperative program allowing members to access ATMs without additional service fees or charges.
3. We Lend to ITIN: No social security number? No problem! We specialize in ITIN lending giving everyone access to checking, savings, loans, and mortgages.
4. Mobile Banking- Easy account access anytime, anywhere!
5. Rewards Checking- Earn interest on your checking account monthly!
6. BiLingual Support- We offer bilingual services to better serve all members
7. We are a CDFI Credit Union- A mission-driven financial institution that is dedicated to providing financial services to meet the needs of economically disadvantaged individuals within underserved communities.
4 Star Rewards Checking
-Earn 4.00% APY* on balances $0.01 to $15,000 1
-No minimum checking balance or monthly service fee
-Mobile Card Manager for your debit card
-Unlimited check writing
-Nationwide Access to Shared Branching
How to Earn High Yield Rewards 1
-$500 in qualifying deposits into your rewards checking account
-10 or more qualifying SOTCU rewards debit or credit card transactions
-Other Membership Benefits Include
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- Terms & Conditions on 4-Star Checking:
*APY=Annual Percentage Yield. Earn up to 4.00% APY on balances from $0.01 to $15,000.00. On amounts of $15,000.01 and greater, the posted Checking account rate applies. Earning dividends on a Star of Texas Credit Union “4-Star” high-yield checking account requires: 1. A minimum of $500.00 in monthly deposits to the account, and 2. You must have (10) ten or more debit card transactions on account per month. “Per month” is based on the calendar month period. There are no monthly service fees on this account regardless, even if the account does not meet minimum “qualified dividend status.” If the account does not meet minimum earning requirements, dividends are forfeited but no monthly service fee is incurred. You can track your “Qualified Dividend Status” monthly via our Star of Texas Credit Union – Mobile App (available for free download via the Apple or Google Play Store). Please note: This account does not include check writing privileges and does not come with any checks. Earning potential and “qualified dividend status” resets on the first calendar day of each month. Dividends are posted on the last calendar day of the month and are based on the average monthly balance. Monthly deposits can consist of cash, checks, and/or mobile deposits. Account and membership must remain in “good standing” to qualify for and maintain a “4-Star” Rewards Account. Accounts subject to approval. Offer may be revoked or changed with or without notice based on any adverse activity, such as account fraud, etc. either directly or on any associated Joint accounts. Standard account fees still apply as disclosed in our most current Fee Schedule. Fees could reduce earnings. APY is effective as of 10/24/2023. Overall program, rewards, terms, and conditions subject to change without notice. Accounts are variable rate accounts and rates are subject to change at any time without notice. Speak to a credit union representative for complete details.
