Auto Financing Made Easy

Star of Texas Credit Union provides members with new, used, and refinanced loan options with competitive, low rates that can help you save money. SOTCU is uniquely focused on meeting the lending needs of ALL members, including providing specialized ITIN lending opportunities.

New & Used Auto Loans

-Low interest rates when you finance or refinance
-People come before profit when you finance with a credit union
-Quick Approval
-Flexible Terms
-Low Cost Insurance and Warranty
-Pre-approvals available for better negotiating power
-Bi-lingual, Friendly, personal, and professional service

Refinanced Auto Loans

Feel stuck with a high interest auto loan? Refinance and save money each month!
-Select a flexible term that fits your life.
-Lower your existing payment and rate.

Drive Down Your Interest Rate

If you are purchasing new or used or looking to refinance a vehicle, Star of Texas Credit Union offers low rates and flexible terms.

  • Pre-approvals: talk to one of our loan officers for pre-approval before you hit the dealerships and shop with confidence.
  • Flexible terms, with up to 100% financing available.*
  • Low-cost insurance and warranty options available. Please contact us for more information.
  • Reduce your qualifying Auto Loan Rate with one of our current Rate Discounts**


*APR = Annual Percentage Rate.

**Speak with a loan officer for more details on current Auto Loan Discounts available.

TYPEAPR (Annual Percentage Rate)TERMS
New, Used, & Refinanced Vehiclesas low as 6.24%Subject to credit approval

Why Choose Star?

We make financing easy and affordable for everyone!

*Rates and terms are subject to credit history and are subject to approval.

**This offer applies only to auto loans refinanced from other financial institutions. Star of Texas Credit Union will reduce your current auto loan rate by 2% with a floor of our lowest rate. Subject to credit and underwriting qualifications, please contact a SOTCU loan officer for complete details.

Man driving