Savings Accounts to Meet Your Needs

Putting money aside is a personal decision. Whether it’s for retirement, a large purchase you have planned, an unexpected emergency, next Christmas or your next vacation. We even have youth accounts for when it’s time to teach your little ones to save smart. Opening a savings account is quick and easy with our new online applications, no paperwork required!

  • Savings
  • Certificates of Deposit
  • Traditional IRA

Opening an Account is Easy!

We make saving easy! Fill out our online application and open an account within minutes. No social security number? No problem! We offer savings, checking, and loans to those with ITIN status.

Earn Interest Today!

Choose from a variety of savings solutions suited to meet your needs at every stage of life.

Tell us what you’re looking to accomplish, and we’ll match you with the best option.

Regular Savings

A share account is your basic savings account. A share account with a $10.00 balance is needed in order for you to have membership in the credit union. With this account you are limited to six (6) withdrawals per month with no fees. Dividends are compounded and paid quarterly.

Savings0.15% 10.15% 1$100 and Up Earn

Youth Savings Accounts

Looking to start a savings account for your son, daughter, grandchild? A youth account is a great start. Begin planning for their future by opening an account for them today!

Star Savers0.15% 20.15% 2Youth (age 0-15 years)

Christmas Club

The Christmas Club Account offers a higher dividend rate than a regular share account. On November 1st the balance will be transferred to your regular share account. There is an early withdrawal fee of $10.00 per transaction.

Christmas Club0.15% 10.15% 1Up to $5000

Certificate of Deposit

Certificate of Deposits are available with a wide range of terms to fit your individual needs. Based on the term, dividends can be transferred to your share savings account, your checking account, compounded into the certificate or paid directly to you.

TERMAmounts of $1,000 - $49,999.99Amounts of $50,000 - $99,999.99APY Amounts of $100,000 +
3 Month0.80%0.90%1.00%
6 Month1.50%1.60%1.75%
9 Month4.25%4.25%4.25%
12 Month4.75%4.75%4.75%
18 Month4.75%4.75%4.75%
24 Month4.25%4.25%4.25%
36 Month4.00%4.00%4.00%
48 Month3.50%3.50%3.50%
60 month3.50%3.50%3.50%

4 Min. Amount to earn dividends is $1,000 unless otherwise stated under “Amount” row. Early withdrawal penalties apply if surrendered prior to term maturity. 
5 Promotional Rates & Terms are limited-time only offerings. They are subject to change or expire with or without notice. Always check with the CU for most current terms and conditions. 

Effective Date: March 31, 2023
Limited-time only. Subject to change or expire with or without notice. Check with credit union for most current terms & conditions: (512) 458-8253.

Traditional IRA

An Individual Retirement Account (IRA) is an account that is designed to help you save for your retirement. You can make contributions into the account to grow the balance. Depending on your income level and whether you participate in your employer’s retirement plan, all or part of your contribution may be tax-deductible.

Contributions can be made to your traditional IRA up to the year you turn age 70 ½, at which time you must begin taking required minimum distributions from the account. You can begin taking penalty-free withdrawals at age 59 ½, but they will be taxed as ordinary income. There are also other exceptions that allow for penalty-free withdrawals.

Start planning for your retirement today and open an IRA.

IRA0.30% 30.30% 30.30% 3

Effective Date: March 31, 2023

3 Min. Amount to earn dividends is $1,000.

Regular Savings, Checking, and Shares

Effective Date: March 31, 2023

1 Min. Amount to earn dividends is $100.00

2 Min. Amount to earn dividend is $25.00. Ages 0-15 years only. Certain restrictions apply. See CU for full details. 

3 Min. Amount to earn dividends is $1,000.