Make Room for More Holiday Cheer

The holidays should be about making memories, not stressing over expenses. Whether you’re shopping for gifts, traveling to see family, or preparing for holiday celebrations, our Holiday Loans can help make the season a little easier.

 
 

holiday loans as low as 11.90% APR*

  • Loan terms up to 12 months

  • Borrow with predictable monthly payments

  • Two competitive rates based on qualifications

Ready to get started?

Holiday Loan Rates & Terms

Signature and Personal Loan Rates with APR, terms, and effective date
TYPE APR* TERMS EFFECTIVE DATE
Holiday Loans 11.90% ** 11/1/2026

Which rate can I qualify for?

  • 11.90% APR: Available to qualifying members in good standing or those with an established relationship with Star of Texas Credit Union.

  • 14.00% APR: Applies to first-time applicants.

Make the Most of Your Holidays

From gifts and travel to family celebrations, we're here to help you enjoy the season with a little extra financial flexibility.

Apply today and make this holiday season a little brighter!

 

All loans are subject to credit approval. Rates are based on applicant qualifications. Certain restrictions apply based on loan terms and loan amounts. Holiday Loans are available during November and December only. Terms and conditions apply.